Our licensed agents help you navigate health insurance options with care and professionalism.
We (real humans) match you with the best affordable healthcare.
Individual & Family
Bronze, Silver and Gold Plans
- Personalized health coverage to protect you and your loved ones
- Wide range of comprehensive and budget-friendly plan options
- Reduce out of pocket expenses and maximize savings
Ancillary
Dental & Vision Plans
- Get comprehensive coverage for routine check-ups, cleanings, and essential treatments for both dental and vision care.
- Choose from a range of plans that fit your budget, with various premium and copayment levels.
- Access a wide network of dentists and eye care providers to ensure convenient care wherever you are.
Small Business
Traditional, SHOP, ICHRA, etc.
- Traditional Small Group: Provide your employees with comprehensive health coverage through a wide range of traditional group insurance plans.
- SHOP (Small Business Health Options Program): You can access affordable health insurance options with potential tax credits to help lower premium costs.
- ICHRA (Individual Coverage Health Reimbursement Arrangement): Offer flexible health benefits by reimbursing employees for individual health insurance premiums and medical expenses.
Medicare Advantage
Medicare Part C Plans
- Personalized plan structures to meet your specific goals with your care.
- Managed network of providers coordinated for you, taking the hassle out of the process.
- Access to extra benefits that Original Medicare does not offer.
Medicare Supplement
Medigap Plans
- Plans help cover out-of-pocket costs like copayments, coinsurance, and deductibles.
- See any doctor or specialist who accepts Medicare, without network restrictions.
- Enjoy predictable healthcare costs and minimize unexpected medical expenses.
Prescription Drug Coverage
Medicare Part D Plans
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Lower the cost of your medications.
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Choose from multiple plans to match your needs and budget.
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Fill prescriptions nationwide at convenient locations.
We empower you with health plans personalized to your needs and your budget.
Healthcare is complicated.We can help.
Our licensed agents help you navigate health insurance options with care and professionalism.
Healthcare is complicated.
We can help.
Our bilingual team has been trusted by more than 4,000 people.
Services We Offer
We facilitate access to comprehensive Medicare plans, individual & family plans, consumer health plans, small business plans, and ancillary plans. We filter and tailor each option to make sure it is the best fit for you.
Why Choose Us
- Trusted Experience: Our independent, certified agents have over 20 years of experience.
- Personalized Service: We offer free policy audits and flexible in-person or virtual appointments.
- Your Advocate: We serve you with friendly, unbiased guidance. We’re your health insurance advisors… and neighbors.
Who We Serve
- Medicare: For those aged 65 and over, who are often overwhelmed by options and seek trusted, hands-on guidance.
- Individual & Family: If you are under 65 and uninsured, or feel you may be paying too much for too little coverage, we can likely help you qualify for substantial financial assistance.
- Small Businesses: If you are a small business owner or self-employed individual, we assist you with group coverage and cost savings options.
- Dental & Vision: If you are an individual seeking comprehensive dental and/or vision coverage, we help you compare the diverse plans to fit your needs, lifestyle and budget.
Frequently asked questions
Is there any cost for using your services?
Our services are free to consumers. We are compensated by insurance carriers, so you do not have to pay for our assistance in finding and enrolling in a health insurance plan.
What is the Affordable Care Act (ACA) and how does it affect me?
The ACA is a law that provides consumers with subsidies (“premium tax credits”) to lower costs for households with incomes between 100% and 400% of the federal poverty level. It also expanded Medicaid and supports innovative medical care delivery methods to lower the costs of health care.
Can I get financial assistance for my health insurance plan?
Yes, many individuals and families qualify for financial assistance to help lower the cost of health insurance premiums and out-of-pocket expenses. This includes subsidies and tax credits based on your income and household size.
What are Medicare Plans?
Medicare is a federal health insurance program for people aged 65 or older, some younger people with disabilities, and those with End-Stage Renal Disease. It includes Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage).
What is the difference between Original Medicare and Medicare Advantage Plans?
Original Medicare includes Part A and Part B, covering hospital and medical services. Medicare Advantage Plans (Part C) are an alternative that includes all benefits of Part A and Part B, often with additional coverage like dental, vision, and prescription drugs.
Can I have both Medicare and Medicaid?
Yes, if you qualify for both, you can be enrolled in both Medicare and Medicaid, known as dual eligibility.
What is a Special Enrollment Period (SEP)?
A Special Enrollment Period is a time outside the yearly Open Enrollment Period when you can sign up for health insurance if you have experienced certain life events, such as losing health coverage, moving, getting married, having a baby, or adopting a child.
Can I keep my current doctor if I switch to a new health insurance plan?
It depends on the plan you choose. Each plan has a network of doctors and healthcare providers. Our experts can help you find plans that include your preferred doctors and healthcare facilities.
Who can benefit from your services?
Our services are beneficial for individuals without employer-sponsored coverage, seniors eligible for Medicare, small businesses looking to provide employee benefits, and anyone seeking dental and vision insurance.
What are Small Business Health Insurance Plans?
Small Business Health Insurance Plans are designed for companies with up to 50 employees. These plans provide health coverage for employees and may include additional benefits like dental and vision insurance.
Is there financial assistance available for small businesses offering health insurance?
Yes, businesses with fewer than 25 full-time employees may qualify for the Small Business Health Care Tax Credit if they offer SHOP coverage and meet certain criteria.
Can I purchase Dental & Vision Plans separately from health insurance?
Yes, dental and vision plans can be purchased separately if they are not included in your health insurance plan. This can provide additional benefits and cost savings for those who need it.