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    Frequently asked questions

    What are Medicare Plans?

    Medicare is a federal health insurance program for people aged 65 or older, some younger people with disabilities, and those with End-Stage Renal Disease. It includes Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage).

    What is the difference between Original Medicare and Medicare Advantage Plans?

    Original Medicare includes Part A and Part B, covering hospital and medical services. Medicare Advantage Plans (Part C) are an alternative that includes all benefits of Part A and Part B, often with additional coverage like dental, vision, and prescription drugs.

    Can I have both Medicare and Medicaid?

    Yes, if you qualify for both, you can be enrolled in both Medicare and Medicaid, known as dual eligibility.

    What are Small Business Health Insurance Plans?

    Small Business Health Insurance Plans are designed for companies with up to 50 employees. These plans provide health coverage for employees and may include additional benefits like dental and vision insurance.

    How can a small business apply for health insurance?

    Small businesses can apply through the Small Business Health Options Program (SHOP) Marketplace, directly through insurance carriers, or with the assistance of a broker.

    Is there financial assistance available for small businesses offering health insurance?

    Yes, businesses with fewer than 25 full-time employees may qualify for the Small Business Health Care Tax Credit if they offer SHOP coverage and meet certain criteria.